Because you owe it to yourself (and your client, if applicable). Things don't always work as they should with ecommerce. There are lots of moving pieces. Think for a moment about a “simple” transaction. These are some of the systems involved:
Lots of different pieces that you need to test to make sure everything's working properly.
The more people you have testing, the better off you'll be. Here's a quick checklist of people to help you test:
The following list is not exhaustive, but should get you started. If you have more ideas please add them.
pending
statuses, that you're handling (or not handling) those as needed.