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gateways:start [2020/11/10 20:40] – [Card Verification and Subsequent Auth+Captures] marijagateways:start [2021/05/28 21:31] (current) – [Card Verification and Subsequent Auth+Captures] marija
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 ==== Card Verification and Subsequent Auth+Captures ==== ==== Card Verification and Subsequent Auth+Captures ====
-Foxy support (for some gateways) the ability to verify a card with a $0 or $1 auth. (Check with your processor for the correct value to use. If you pass the wrong value, you can be hit with a small authorization misuse fee, or it can just error.) Verifications are useful for situations like...+Foxy supports (for some gateways) the ability to verify a card with a $0 or $1 auth. (Check with your processor for the correct value to use. If you pass the wrong value, you can be hit with a small authorization misuse fee, or it can just error.) Verifications are useful for situations like...
  
   * Free trials on a subscription, where you want to charge the customer 7 days in the future but need to make sure their card is valid first.   * Free trials on a subscription, where you want to charge the customer 7 days in the future but need to make sure their card is valid first.
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 Here is a summary of the verification settings: Here is a summary of the verification settings:
  
-  * Disabled: Will never verify and will always process the order as normal+  * Disabled: Will never verify payment methods. Not recommended
-  * Enabled, automatically: Will verify on amount transactions where payment is required (for example, future subscriptions). Non-zero transactions will be processed as normal+  * Enabled, automatically: Will perform a verification on zero-amount transactions when a payment method is required (such as future subscriptions). Non zero-amount transactions will be authorized or auth+captured at the full amount
-  * Always and only verify: Will verify where payment is required (order total is > 0 or for future subscriptions). Zero-amount transactions that have no future charge will not be verified.+  * Always and only verify: For all transactions where payment method is required (both zero-amount and non zero-amount), the payment method will be verified. Payment will not be collected without additional action. Only recommended in specific situations. 
 +  
 +In all cases, a payment method will not be required for “free” transactions (assuming there is not a subscription present), such as if a coupon brings the order total to zero.
 ==== Gateway Errors and What To Do About Them ==== ==== Gateway Errors and What To Do About Them ====
 Payment errors are a fact of e-commerce life, but fear not: They're typically easy to understand once you know what you're looking for. Please read our [[:primer:errors|primer on payment processing errors]], because knowing is half the battle. Payment errors are a fact of e-commerce life, but fear not: They're typically easy to understand once you know what you're looking for. Please read our [[:primer:errors|primer on payment processing errors]], because knowing is half the battle.

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