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| gateways:start [2020/11/10 20:59] – [Settings Summary] marija | gateways:start [2021/05/28 21:31] (current) – [Card Verification and Subsequent Auth+Captures] marija |
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| ==== Card Verification and Subsequent Auth+Captures ==== | ==== Card Verification and Subsequent Auth+Captures ==== |
| Foxy support (for some gateways) the ability to verify a card with a $0 or $1 auth. (Check with your processor for the correct value to use. If you pass the wrong value, you can be hit with a small authorization misuse fee, or it can just error.) Verifications are useful for situations like... | Foxy supports (for some gateways) the ability to verify a card with a $0 or $1 auth. (Check with your processor for the correct value to use. If you pass the wrong value, you can be hit with a small authorization misuse fee, or it can just error.) Verifications are useful for situations like... |
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| * Free trials on a subscription, where you want to charge the customer 7 days in the future but need to make sure their card is valid first. | * Free trials on a subscription, where you want to charge the customer 7 days in the future but need to make sure their card is valid first. |
| Here is a summary of the verification settings: | Here is a summary of the verification settings: |
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| * Disabled: Will never verify payment methods. Not recommended. | * Disabled: Will never verify payment methods. Not recommended. |
| * Enabled, automatically: Will perform a verification on $0 transactions when a payment method is required (such as future subscriptions). >$0 transactions will be authorized or auth+captured at the full amount. | * Enabled, automatically: Will perform a verification on zero-amount transactions when a payment method is required (such as future subscriptions). Non zero-amount transactions will be authorized or auth+captured at the full amount. |
| * Always and only verify: For all transactions where a payment method is required (both $0 and >$0), the payment method will be verified. Payment will not be collected without additional action. Only recommended in specific situations. | * Always and only verify: For all transactions where a payment method is required (both zero-amount and non zero-amount), the payment method will be verified. Payment will not be collected without additional action. Only recommended in specific situations. |
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| In all cases, a payment method will not be required for “free” transactions, such as if a coupon brings the order total to $0. | In all cases, a payment method will not be required for “free” transactions (assuming there is not a subscription present), such as if a coupon brings the order total to zero. |
| ==== Gateway Errors and What To Do About Them ==== | ==== Gateway Errors and What To Do About Them ==== |
| Payment errors are a fact of e-commerce life, but fear not: They're typically easy to understand once you know what you're looking for. Please read our [[:primer:errors|primer on payment processing errors]], because knowing is half the battle. | Payment errors are a fact of e-commerce life, but fear not: They're typically easy to understand once you know what you're looking for. Please read our [[:primer:errors|primer on payment processing errors]], because knowing is half the battle. |
